Roofing Insurance Claims
Professional Roofing Insurance Claims Assistance in Southeast Michigan
It's well known that insurance companies will do everything in their power to avoid paying out large claims for storm damaged roofs. If you are a Michigan homeowner or commercial property owner with storm damage to your roof, it's important to follow the proper roofing insurance claim procedures to ensure your storm damage roof replacement is fully covered.
Catastrophic storm damage from hazards like hail, wind, tornadoes, and fallen debris should be fully covered under your homeowner's insurance policy. If you suspect you have any type of storm damage to your roof, gutters, or siding, ABC Roofing offers free storm damage roof inspections for residential and commercial properties across Southeast Michigan.
Our storm damage roofing experts will provide a free, comprehensive inspection of your roofing and exterior to identify and document any existing storm damage. We work with you and your insurance carrier to file all necessary paperwork and initiate your roofing insurance claim. By having professional storm damage insurance claims assistance, the odds of your roof replacement claim being approved are in your favor.
If you need professional storm damage insurance claim assistance for your home or commercial building, contact the insurance roofing experts at ABC Roofing to schedule your free storm damage roof inspection!
READY TO FILE A STORM DAMAGE INSURANCE CLAIM?
Free Storm Damage Inspection
First step in the storm damage insurance claim process is to schedule a free storm damage roof inspection with our team. During this consultation, we will conduct a detailed inspection of your roof, siding, and gutters.
Claim Filing Assistance
If you qualify for an insurance claim, we will walk you through the details of filing the claim with your carrier. We will conduct a follow-up evaluation with the insurance adjuster on-site to ensure damage is properly assessed.
Detailed Findings Report
During our inspection we take detailed photos and notes of any storm damage we uncover. After the inspection is complete, we will review our report with you to disclose any and all damage, and offer a recommended course of action.
Completion of Insurance Work
Once the insurance company approves the claim and issues payment, we will begin immediately on all insurance replacement and repair work to restore your roof and exterior back to peak condition.
ROOFING INSURANCE CLAIMS FAQs
What qualifies as roof storm damage?
In Michigan, the most typical storm hazards are hail damage and wind damage. Other hazards like fallen debris, lightning, and tornado damage are also considered damages that are typically covered under your home or business insurance coverage.
What are the signs of hail damage?
Hail damage is tricky to spot because in most cases, it can't be seen to the naked eye (especially on your roof shingles). Hail damage looks like small round spots or indentations on a shingle, roof vent, gutters, or siding. Our detailed and thorough hail damage roof inspection will uncover the signs of hail damage on your roof and exterior.
What are the signs of wind damage?
Severe wind damage to a roof will result in loose or missing shingles, flashing, ventilation, and gutters.
Does it matter what insurance carrier I have?
Absolutely. Over the years handling hundreds of roof replacement insurance claims, we have found that some carriers are easy to work with, while others are much more strict on approving claims. During your storm damage inspection, we will help you navigate the claims process based on your specific carrier.
Do you provide roof insurance claims assistance for commercial roofs?
Yes, we offer complete storm damage inspections and insurance claim replacements/repairs for commercial roofing of all kinds in Michigan, including flat roofs, metal roofs, and sloped commercial roofs.
How long does it take for my insurance carrier to process/approve my claim?
The roof insurance claim process varies depending on your insurance carrier, but it typically takes about 1 month for the whole process to complete, from initial claim, to final approval. In cases where there is an abundance of storm damage in a single area, it may prolong the process depending on the adjuster's workload.
Do I pay anything out-of-pocket for any roofing insurance work?
If your insurance carrier approves your claim, the only cost you will be responsible for is your policy deductible. Other than that, your insurance claim will pay for 100% of all roof and exterior storm damage repairs.
